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Savings Accounts & CDs

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Accomplish your financial goals with regular deposits to one of our convenient savings accounts! Whether you are just getting started or have been saving a lifetime, we have an account to match your individual savings goals.

Student Savings Account

For minors under the age of 18, this savings account has a very low minimum and skips the regular fees and charges.

  • Only $10 to open
  • $3 service fee if balance falls below the minimum of $10
  • No dormant fee
  • Six free withdrawals per quarter and additional withdrawals are $1 each

Savings Account

This one-size-fits-all account is a great option for the everyday Joes out there who need a convenient and easy-to-use account without a high balance requirement. Learn more about all the things our savings accounts can offer you to help you achieve your savings goals:

  • Only $100 to open
  • A minimum balance of $100 to avoid service fee of $3
  • Six free withdrawals per quarter and additional withdrawals are $1 each
  • No dormant fee

Corporate Savings Account

For our corporate customers, this savings account offers employees a savings plan with a low monthly balance and higher interest rates than regular savings accounts.

  • Corporation must have 10 or more employees
  • Higher interest rates than our regular savings account
  • Employees must be primary owner of this account
  • Limit of one corporate savings account per employee
  • Only $100 to open

Individual Retirement Accounts (IRA)

Let Points West Community Bank help you with your retirement plans with an IRA. Our bank offers competitive interest rates on IRA savings accounts to help you save.

Health Savings Accounts (HSA)

An HSA is a tax advantaged savings account that allows you to set aside money for health care. This savings account is paired with a high deductible health insurance plan, with the result being affordable yet comprehensive health coverage. Different from other benefit products, dollars invested in an HSA roll over from year to year (there is no “use it or lose it” rule), interest is paid, money is invested in a savings account, and it is owned by you, not your employer. Let us help you set aside money for your medical expenses.

Certificate of Deposits

Points West Community Bank can help you with your personal investments. We can do Certificates of Deposit ranging from one month to five years. We also have an Add-On Certificate of Deposit, which provides more flexibility.

At Points West Community Bank you will find some of the most competitive interest rates in the market. Give one of our new account representatives a call today for rates or questions. Please contact your local branch.

Minimum balance to open is $1000 and there may be a penalty for early withdrawal.

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