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Points West Community Bank Unification Details

Important Update

Points West Community Bank Nebraska & Wyoming has successfully unified with Points West Community Bank Colorado! You now have 20 locations to better serve you.

ATTENTION MOBILE APP USERS: Android phones will need to delete and then re-download the PWCB mobile banking app from the App Store. Apple phones users will be re-directed automatically to download our new mobile banking app.

Better Together

As a locally-owned and managed community bank, we’re committed to ensuring our customers’ interests always come first and that guiding principle has helped us to grow into the trusted financial service provider we are today. As part of our continued mission, we strive to anticipate the rapidly changing needs of our customers and develop new products and services to meet those needs – all with the same community mindset that has motivated us throughout the last 100+ years in service.

With this insight, we are thrilled to officially announce the unification of Points West Community Bank Nebraska and Wyoming with Points West Community Bank Colorado. As of February 18th, 2020 you will have nine locations throughout Colorado and 11 throughout Nebraska and Wyoming that you can seamlessly visit for all of your banking needs.

As a true community bank, we understand that the customer and the community are the most important part of our company. This unification will help Points West Community Bank (Points West) better serve you. Enjoy banking without boundaries and increased access to products and services at any Points West community!

More Convenience for Customers

We believe this unification reflects a commitment to our customers’ desire for local decision-making with added flexibility, and ultimately allows banking without boundaries.

Banking without boundaries means:

  1. Our Colorado, Wyoming and Nebraska customer accounts will be accessible from each of our 20 locations across the tristate area!
  2. All accounts services and products will now be available to members across all locations, making managing your accounts easier than ever before.
  3. Keeping the change comes easy when avoiding all fees while using a Points West ATM at any convenient location in our expanded service area.

Business As Usual

Nearly all aspects of your banking relationship will remain the same. We are working hard to ensure that your banking services have no interruptions during this transition.
Rest assured, all direct deposits and electronic payments will continue without interruptions. Your existing debit cards and checks will continue to work. Check out our FAQ for additional information about how this unification will affect you.

Invested in Our Members

Commonly asked questions and answers have been included below for your benefit. Please don’t hesitate to stop by your local branch or call us with any questions. Additionally, If you have any questions or concerns, please feel free to reach out to:

Mark Brase,
Points West Community Bank


We appreciate your business and look forward to serving your financial needs. We believe you will find just what you are looking for at Points West Community Bank, now, exactly where you need it!

Frequently Asked Questions

Q: When should I expect updates?
A: The operational merge will take place on Saturday, February 15th, 2020. Online banking, telebanking, and mobile banking may be temporarily unavailable throughout that weekend.

Q: Will this affect my banking statements?
A: Your existing accounts will have a statement produced as of February 14th, 2020. This statement will not be a full monthly cycle; however, a new statement will begin immediately and will resume with your normal statement cycle.

Q: Will this update interfere with my deposits?
A: On February 15th, 2020 all items deposited via mobile deposit will require the restrictive endorsement of “MOBILE DEPOSIT ONLY” and the DATE OF DEPOSIT.

Q: What about FDIC insurance coverage?
A: When two banks become one, special FDIC insurance rules protect customers with deposits over the $250,000 limit for at least six months after a merger. With CDs, the separate deposit insurance coverage continues until the CD matures.

Q: I currently have checking accounts in both Points West Nebraska & Wyoming and Points West Colorado. Will I now have only one account?
A: No. All accounts will maintain their current numbers and separate account status.

Q: Do I need to order new checks?
A: No. Your current checks will be good until you need to reorder. At that time the Bank’s routing number will change automatically to Points West Colorado. The new routing number is 102101360 and will be effective on February 15th, 2020. Your current Points West Nebraska routing number will continue to work also. Please set up any NEW direct deposit or debit with the new routing number on or after February 15th, 2020.

Q: I frequently have money wired into my account. Will those instructions change?
A: Yes. Call your local branch for new wiring instructions on or before February 15th, 2020.

Q: Will my current debit card work after the unification?
A: Yes. Your cards will continue to work without interruption.

Q: Can I continue to use the same ATM terminals as before?
A: Yes, you may continue using any terminals you have used in the past. However, by using any Points West ATM machine you will avoid all fees. An ATM Finder on our website will help you locate Points West machines and surcharge-free ATM machines.

Q: Can I make a deposit or get cash at any Points West Community Bank branches?
A: Yes. You will be able to make deposits, cash checks, make loan payments, or transact any business at any of the 20 Points West branches. The below locations will be eager to serve you as of Tuesday, February 18th, 2020:

Fort Collins
Good Samaritan
Greeley – Downtown
Greeley – West
Water Valley

Sidney I-80

Pine Bluffs