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2017 Holiday Hours

Windsor Main, Wellington, Greeley, and Water Valley (FRONT RANGE):

November

Thursday, November 23rd: Thanksgiving – CLOSED
Friday, November 24th: Black Friday – OPEN until 1:00
Saturday, November 25th – CLOSED

December

Saturday, December 23rd – CLOSED
Monday, December 25th: Christmas Day – CLOSED

January

Monday, January 1st: New Year’s Day – CLOSED

Julesburg: (Not open on Saturdays)

November

Thursday, November 23rd: Thanksgiving – CLOSED
Friday, November 24th – OPEN until 12:00

December

Friday, December 22nd – OPEN until 12:00
Monday, December 25th: Christmas Day – CLOSED
Friday, December 29th – OPEN until 2:00

January

Monday, January 1st: New Year’s Day – CLOSED

Haxtun: (Not open on Saturdays)

November

Wednesday, November 22nd – OPEN until 12:00
Thursday, November 23rd: Thanksgiving – CLOSED
Friday, November 24th – OPEN until 12:00

December

Friday, December 22nd – OPEN until 12:00
Monday, December 25th: Christmas Day – CLOSED
Friday, December 29th – OPEN until 2:00

January

Monday, January 1st: New Year’s Day – CLOSED

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Mobile Banking

Because cell phones have become a third arm to most, Points West Community Bank made the customer banking experience easy and convenient through our Mobile Banking App downloadable for both Android and iOS devices.

After registration at any bank or online, Points West Bank offers great features through mobile banking. One of our most used and popular features is Mobile Deposit, an easy way to deposit checks into your checking, savings or money market account using your mobile device.

It’s new, but easy! Here are a few of our most needed answers to get you started.

Who can use Mobile Deposit?
Customers with a checking, saving or money marketing account, banking relationship with Points West Community Bank for at least six months and valid online banking credentials are eligible for Mobile Deposit.

What devices can be used?
Mobile Deposit is available for iPhone and Android devices.

Is there a cost to deposit my check with PWCB mobile deposit?
No! Mobile Deposit service is free to all Points West Community Bank customers.

Can I deposit any type of check with Mobile Deposit?
PWCB Mobile Deposit accepts most check types, including money orders, payroll, personal and government checks. However, the following check types cannot be processed using Mobile Deposit:

  • Two-Party Checks
  • Foreign Checks
  • Temporary checks (any item without a check number)
  • Checks payable to any person or entity other than you
  • You’ll need to deposit these checks at a PWCB branch.

Will I receive immediate credit when I deposit a check by Mobile Deposit?
No. Funds are not memo-posted to your account, as they are with a branch deposit. In most cases your funds will be made available the first business day after the day of deposit.

Is there a limit on the number of checks I can deposit?
There is no limit to the number checks you can deposit, but only one check can be deposited per transaction. There is a dollar amount threshold for daily deposits, however: $5,000 may be deposited each day, and we can only accept checks of $3,000 or less.

Some helpful hints to making Mobile Deposit more efficient are:

Ensure your deposit posts promptly and credits to your account as quickly as possible by making sure:

  • The check amount entered into the app matches the amount written on the check
  • The back of the check is endorsed and dated
  • The entire check is visible and in focus before submitting it to the bank.

For more information regarding Points West Bank’s Mobile Banking, call us at any of our six locations or visit our Mobile Banking website page https://pwcbank.com/colorado/personal-banking/online-banking/.

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Cybersecurity Awareness Month

Points West Community Bank ensures safety and security with customers. We actively protect customer money and accounts with our security procedures. You should feel safe with your money in our hands.

October is National Cybersecurity Awareness Month, an annual campaign to raise awareness about cyber security through public resources.

These are tips for cybersecurity for all digital users.

  • Login Lock Down
    • Usernames and passwords are not enough protection for your information. Strengthen online accounts and use strong authentication tools whenever offered.
  • Clean Machine
    • Keep your personal computer software up to date and on internet-connected devices.
  • When In Doubt, Throw It Out
    • If any email looks suspicious, even if you think you know the source, its best to delete it or mark as junk.
  • Back It Up
    • Protect all your valuables by making an electronic copy and storing safely.
  • Own Your Own Presence
    • Set privacy and security settings on your personal pages to your comfort level.
  • Post With Care
    • Think before you post about yourself or others online. Ask yourself: What does this post reveal? Who might see it? How might it affect others?
  • Protect Personal Information Like Money
    • Information relating to you is like money – valuable and confidential. Be careful whom you share your information with.

Points West Community banks offers an additional service to customers that by request restricts their accounts being accessed via online banking. This secures their account and creates comfort in knowing their money is safe.

Points West Bank is ready to help customers with any security needs and issues. Check out our safe online banking practices https://pwcbank.com/colorado/safe-online-banking-practices/.

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Scheduled Maintenance

Online banking and telebanking will be temporarily unavailable on Thursday the 12th from 5:30am to 6:30am for scheduled maintenance.  We apologize for any inconvenience this might cause.  ~Thank you.

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Safe Online Banking Practices

Safe Online Banking TipsIn early 2017, one of America’s big-three credit bureaus, Equifax, had a security breach impacting over 143 million Americans by taking their names, Social Security numbers  and other personal information. While data breaches are a risk of modern life, knowing how to keep yourself – and your money – safe while online isn’t as daunting at it may seem. Follow our guidelines for safe online banking practices to help secure your data.

  • Install anti-virus and desktop firewall software on all computer systems you use to access account information. Do not forget to regularly update the software to keep up to date.
  • Create “strong” passwords that include combinations of upper- and lowercase letters, numbers and symbols. Never share login information with a third party and change your passwords regularly.
  • Do not use public or other unsecured computers for logging into online banking or other sensitive data.
  • Review your latest login date and time, account balances and transition details regularly.
  • Take advantage of and regularly view system alerts (balance alerts, transfer alerts, password change alerts, and transaction limits).
  • Immediately report any suspicious activity on your account. Waiting to deal with the issues could lead to identity theft.
  • Be careful using Cell Phones to download important documents or opening bank account information. Software downloaded has the potential to contain spyware, which can allow a hacker to access your information, so use discretion when installing items to your phone or computer.

Most security breaches can be easily avoided if users follow basic security measures. Ensure you’re keeping yourself – and your money – secure by cultivating safe online banking habits.

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