Shop Local, Bank Local
Choosing to shop local this holiday season? Here’s why you should bank local, too.
Think of a bank like the financial hub of your community. When you open an account and make deposits, that money doesn’t just sit there—it gets put to work. Banks take deposits from people like you and use them to offer loans to folks who want to start or grow local businesses, buy homes, or make improvements. Those loans help create jobs and keep money flowing within the community.
By banking locally, just like when you shop at small businesses, you’re helping your neighbors and keeping the local economy strong. Your money stays close to home and plays a role in building the kind of community we all want to live in. It’s a win-win: your deposits are safe, and they help fuel the growth of the small businesses you care about.
At a community bank, like Points West, your deposits stay local, helping to fund small businesses, local projects, and create jobs close to home. The money circulates within the community, supporting the people and businesses you care about.
On the other hand, at larger, national banks, deposits often leave the local area. They tend to be used to fund larger, national companies or investments far from your hometown. So, when you bank with a big bank, your money is less likely to directly benefit your local economy. By choosing a community bank, you’re keeping your money where it matters most, helping small businesses grow and strengthening your own community.
While supporting local businesses is important, choosing the right bank is really about finding what fits your lifestyle best. Things like convenience, customer service, and security are key factors. Maybe you need a bank with a branch right down the street, or one with a great mobile app, or you want to work with people who know you by name. It’s about finding a balance—choosing a bank that meets your personal needs while aligning with your values.
Have it all at Points West!
At Points West Community Bank, we’ve got you covered with 20 convenient locations across Colorado, Nebraska, and Wyoming. But we’re not just about brick and mortar—we’re all in on online and mobile banking too! Banking small doesn’t mean sacrificing convenience.
Check out our digital services! You’ll find features like mobile deposits, all your accounts in one spot, easy transfers (internal & external), credit score tools, a budget helper, and so much more!
We’re all about getting to know our customers, which is why we value in-person account openings. But we get it—life can be busy, and sometimes you just need to handle things online. While we don’t offer online account opening just yet, it’s on the horizon! Fill out the form below to be the first to know when you can open an account online.
Online Account Opening
This form will allow folks to sign up to be notified when we offer online account opening, and will give us an indication of the value of adding this service.
At Points West, we pride ourselves on knowing our customers by name. When you call, you’ll always chat with a real person—often the same friendly voice you spoke with yesterday, who’ll remember your story!
Need help with digital banking? We’ve got your back 24/7, and guess what? You still won’t be talking to a robot!
You won’t find us plastered on billboards. We believe in focusing on our customers and providing the best service we can before chasing growth. The heartfelt praise from our current customers is our greatest asset, and we wouldn’t have it any other way!
At Points West Community Bank, we take security seriously—just as you should! Your hard-earned money is safe with us. We use risk-based two-factor authentication for your logins, so you can breathe easy knowing that only you can access your accounts.
Stay one step ahead of scams! Follow us on social media or subscribe to our email list for weekly tips. And when in doubt, give us a call for a second opinion before swiping your card or sharing your info.
Plus, we’re proud to be FDIC-insured, which means your deposits are protected up to $250,000 per customer. Your trust is our priority, and we’re here to keep your money secure so you can focus on what really matters!
We’re here for the long haul! Since 1906, Points West has been proudly locally- and family-owned, now in our fourth generation. We got our start in a quaint little town along the Union Pacific Railroad—Lisco, Nebraska—right when the town was just getting off the ground. Today, Lisco still stands with a close-knit community of just 36 folks, one post office, and one bank! That’s right—we’ve never closed a bank in all 118 years. Want to learn more about our story? Read all about our history here!