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Saving money shouldn’t be complicated. That’s why we offer savings account options that make it easy to fund your future.

One-Size-Fits-All Savings

Our one-size-fits-all account is a great option for everyday customers who need a convenient and easy-to-use account without a high balance requirement.

  • Only $100 to open
  • A service fee of $3 is applied if the balance drops below $100
  • Free withdrawals up to 6 per quarter. Additional withdrawals are $1 each.
  • No dormant fee
Individual Retirement Accounts (IRA)

Our bank offers competitive interest rates on IRA savings (Traditional, Roth, SEP) accounts to help you easily save for retirement.

  • No minimum balance requirements
  • No maintenance fee
  • Rates differ by market area (Front Range, Eastern CO, NE, & WY)
Health Savings Accounts (HSA)

If you have a high deductible health insurance plan, you can save money in an HSA account before taxes to pay for eligible health care expenses. With this account, you’ll enjoy:

  • No maintenance fees
  • No minimum balance requirements
Certificate of Deposits

Certificates of Deposit range from one month to five years with competitive interest rates. 

  • The minimum balance to open is $500
  • Various rates available to suit your needs
  • A penalty may be applied for early withdrawal
  • Terms differ by market area (Front Range, Eastern CO, NE, & WY)

CD’s we offer

  • 89 Day
    • Minimum to Open: $500
    • Minimum to Obtain APY: $500
  • 6 Month
    • Minimum to Open: $500
    • Minimum to Obtain APY: $500
  • 12 Month
    • Minimum to Open: $500
    • Minimum to Obtain APY: $500
  • 18 Month
    • Minimum to Open: $500
    • Minimum to Obtain APY: $500
  • 24 Month
    • Minimum to Open: $500
    • Minimum to Obtain APY: $500
  • 36 Month
    • Minimum to Open: $500
    • Minimum to Obtain APY: $500
  • 48 Month
    • Minimum to Open: $500
    • Minimum to Obtain APY: $500
  • 60 Month
    • Minimum to Open: $500
    • Minimum to Obtain APY: $500

*Contact your local branch for rate information.  PWCB may assess a penalty for early withdrawal on Certificates of Deposit.

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