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Products & Services

At Points West, we believe that Personal Banking is personal. That is why we offer a variety of flexible products and services to accommodate the ever-changing needs and goals of our customers.

Personal Checking

Checking accounts are not one-size-fits-all. We offer five options that you can choose from depending on your lifestyle and preferences.

Personal Borrowing

Whether you are making a big purchase or consolidating one, our loan and credit card options offer low interest rates and flexibility.

Personal Savings

Saving money shouldn’t be complicated. That’s why we offer savings account options that make it easy to fund your future.

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1906 Express Checking

This account is ideal for those who want unlimited check writing with no minimum balance requirement. With this account, you’ll enjoy:

  • $5 monthly service charge waived with e-statement enrollment
  • No minimum balance requirements
  • Unlimited check writing with no per-check charge
  • No charge for first order of checks
  • No charge for check images with your monthly e-statement
  • Minimum opening deposit of $50
55+ Interest Checking

For customers 55 and over, this checking account provides the benefits without the costs. With this Free Interest Checking account, customers ages 55+ enjoy:

  • Competitive interest earned on every penny
  • Free basic checks
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Minimal opening deposit of $50
Premier Interest Checking

An account designed to accrue interest! With this account, you’ll enjoy:

  • Free first order of checks
  • Interest rates are tiered with higher interest rates start at $5,000.
  • Competitive interest earned on every penny
  • No per check charge
  • $10 monthly service fee if minimum balance falls below $1,000
  • Minimal opening deposit of $50
Money Market Account

This account has tiered interest rates that increase with your higher balance! With this account, you’ll enjoy:

  • $1,000 opens your account
  • Interest rates are tiered, with higher rates started at $2,500
  • Only $8 monthly service fee if minimum balance falls below $2,500
  • Six free withdrawals per month and additional withdrawals are $3 each