FDIC-Insured - Backed by the full faith and credit of the U.S. Government

55+ Checking Account

Tailored Banking for Our Valued Seniors

At Points West Community Bank, we understand the unique needs of our senior customers. Our 55+ Checking Account is specifically designed for those 55 years of age or older. This account combines the benefits of our 1906 Checking Account with additional perks to ensure a hassle-free banking experience.

Key Features

  • Minimum Opening Deposit: Open your account with just $50.00.
  • Unlimited Check Writing: Write as many checks as you need without any per-check charges.
  • No Minimum Balance: Maintain any balance that suits your needs without worrying about penalties.
  • No Monthly Service Charge: Enjoy the benefits of this account with no monthly fees.
  • Competitive Interest: Earn interest on every penny you keep in your account.
  • Free First Order of Basic Checks: Get started with your first order of basic checks on us.

Personalized Banking Experience

Our 55+ Checking Account is perfect for seniors who value traditional banking. You are not obligated to sign up for e-statements if you prefer receiving your statements by mail at no charge. While digital banking might not be your first choice, our friendly staff is always available to help you navigate our mobile app and online banking services, ensuring you have easy access to view your account at any time.

Exceptional In-Person Customer Service

We pride ourselves on the exceptional in-person customer service that our elderly customers love. Our team is here to assist you with all your banking needs, ensuring you feel valued and supported every step of the way.

Ensuring the Security of Your Funds

FDIC Insurance Coverage

At Points West Community Bank, your peace of mind is our priority. All our checking accounts, including the 55+ Checking Account, are insured by the Federal Deposit Insurance Corporation (FDIC). This means that your deposits are protected up to $250,000 per depositor, per insured bank, for each account ownership category. You can rest easy knowing your money is safe with us.

Robust Security Measures

We understand that security is a top concern, especially for our senior customers. To safeguard your funds and personal information, we have implemented comprehensive security measures:

  • On-Staff BSA Officers: Our dedicated security officers are trained to monitor and protect your accounts. They are always on the lookout for any suspicious activity.
  • Fraud Detection and Prevention: We utilize advanced monitoring systems to detect and prevent fraud. Our team is quick to catch any scam attempts or fraudulent activity, ensuring your money stays safe.
  • Personalized Support: If we notice any unusual activity on your account, we will contact you immediately to verify transactions and take necessary actions. Our goal is to prevent fraud before it can impact you.

Commitment to Your Safety

We are committed to providing a secure banking environment without causing unnecessary worry. Our team is here to support you and ensure your banking experience is both safe and enjoyable. Whether you prefer in-person banking or need assistance with our digital services, you can trust us to keep your information secure.

Join Points West Community Bank Today!

Experience the security and peace of mind that come with banking at Points West Community Bank. Open your 55+ Checking Account today and enjoy the benefits of a bank that puts your safety first.

For more information or to open an account, visit one of our 20 physical locations or contact us online. Let’s make banking secure and worry-free together!