Education

It’s a common misconception that smaller banks and community banks can’t meet your needs. But, you’ll often find that most local banks offer essential services like checking and savings accounts that are very comparable to those of larger banks. Let’s explore the main reasons people tend to choose local banks over large banks. Grow the … Read more

How much student loan debt do you think the average college student has when they finally get their degree? $10,000? Think again! According to the Wall Street Journal, the average American college student graduates with over $37,000 in student loan debt. They will be lucky to have that paid off before their own children attend … Read more

Buying your first home can be exciting and stressful all at the same time. Before you start working with a realtor and attending open houses and showings, you should first make sure that you are financially ready to buy a home. Here are 5 things to know when you’re looking to buy your first home. … Read more

Are you dreaming up a vacation, but you’re worried about how to afford it? What if we told you that you could start saving travel right now? Well, you can, and here’s how. Assess Your Monthly Expenditures The amounts of money that are automatically debited from our accounts are often forgotten about. Go through your … Read more

After graduation, paying off student loans can be a hard journey to keep on track. As long as you avoid making the common mistakes below, you will set yourself up for success to pay off your loans in the quickest and most efficient way. Not Budgeting Before Graduation Creating a financial plan before graduation gives … Read more

A savings account allows you to grow your money over time and can help you plan for short-term goals such as an emergency fund or a rainy day fund. Many people overlook savings accounts because of the relatively low long-term returns that one can expect from a savings account compared to the anticipated returns of … Read more