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Tips for Safe Internet Browsing and Online Banking

online banking safety

While online banking, shopping, and other activities offer consumers convenience, they also expose people to fraud and scams. The Federal Trade Commission (FTC) reports that American consumers lost more than $12.5 billion to fraud in 2024, a 25% increase over the previous year. Investment scams topped the list of fraudulent activities, with $5.7 billion in … Read more

Small Businesses Face New Reporting Deadline

Small Businesses Face New Reporting DeadlineAn Important Update from Points West Community Bank As a trusted partner to many local businesses, Points West Community Bank wants to ensure that all small business owners are aware of a recent regulatory change that may affect them. The Corporate Transparency Act (CTA), enacted in 2021, now requires most … Read more

Benefits of CD Accounts

Unlocking the Benefits of Certificates of Deposit (CDs) In a world where financial decisions can sometimes feel overwhelming, simplicity and security often stand out as desirable traits in an investment. Certificates of Deposit, or CDs, offer just that—an opportunity to grow your savings with a predictable return and minimal risk. At Points West Community Bank, … Read more

Guide to Homebuying

Your Guide to Homebuying in Today’s Market The journey to homeownership is always a significant step, filled with both excitement and careful planning. In today’s real estate market, with interest rates fluctuating and economic conditions evolving, potential buyers may find themselves with many questions. Here at Points West Community Bank, we understand the importance of … Read more

Financial News August 2024

Navigating the Financial Frontier with Grit and Grace As we journey through the evolving financial landscape this week, we’re reminded of the open plains—vast, unpredictable, and brimming with opportunity. The spotlight may be on Nvidia and its much-anticipated earnings report, but our focus here at Points West Community Bank is on the ground level, where … Read more