Business Checking and Savings
We offer a variety of checking accounts because we believe that your money should be managed in an account that accommodates your unique needs.
Small Business Checking
Points West recommended for most businesses that will have an average of 1,000 or less monthly transactions.
Business Interest Checking
Points West recommended for most businesses that want to earn interest.
Commercial Checking
Points West recommended for most businesses that have an average of 1,000 or more monthly transactions.
Business Savings
The savings account Points West recommends for all businesses.
Small Business Checking
$50.00 minimum deposit to open
No minimum balance requirement
No monthly service charges
1,000 transaction items per month free of charge
Only $0.25 per transaction item over 1,000 items
Business Interest Checking
$50.00 minimum deposit to open
$1,500.00 minimum balance required
$6.00 monthly service fee if balance falls below $1,500.00
Competitive interest paid on account balance compounded monthly
1,000 transaction items per month free of charge
Only $0.25 per transaction item over 1,000 items
Commercial Checking
$50.00 minimum deposit to open
No minimum balance requirement
No monthly service charge
Earnings credit allowance on deposit balances helps offset activity fees
Transaction items are $0.10 each
Business Savings
$100.00 minimum deposit to open
$100.00 minimum balance required
$3.00 monthly service fee if balance falls below $100.00
Competitive interest paid on account balance compounded quarterly
Up to 6 free withdrawals per quarter
$1.00 fee per withdrawal after 6 per quarter