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Banking Services in State Bank of Downs

Your Local Banking Partner in Downs

Located in the main business district of Downs, State Bank of Downs — a division of Points West Community Bank — has served this community since 1976. As the only location in Kansas, we bring the same local, community-first approach to Downs that Points West is known for across Colorado, Nebraska, and Wyoming.


Lobby Hours

Monday-Friday: 8:30 am – 12:00 pm, 1:00 pm – 5:00 pm

Drive Up Hours

Monday-Friday: 8:30 am – 12:00 pm, 1:00 pm – 5:00 pm

Services

Agricultural Lending
Real Estate Lending
Business Lending
Consumer Checking
Consumer Savings
Consumer Lending
Online Banking
Mobile Banking
24/7 Customer Service

Exterior view of the State Bank of Downs branch building with landscaped grounds, large windows, and an American flag displayed outside.

Address and Phone

900 Morgan Ave, Downs, KS 67437

(785) 454-3323


Banking Services Tailored to Downs

Personal Banking for Your Lifestyle

Whether you're stopping by in the main business district or banking from home, our checking and savings accounts, including 55+ Checking, are built to fit your routine, backed by a mobile app that keeps your accounts within reach.

Small Business Banking in Downs

Local business owners in and around Downs work with a team that actually picks up the phone. Because every lending decision is made right here, we can move at the speed small business actually needs.

  1. Commercial Loans & Lines of Credit
  2. Ag Lending for Kansas Producers
  3. Business Checking & Cash Management

Deeply Rooted in the Downs Community

State Bank of Downs is a major donor for the Downs Annual Celebration every June, and supports the local school systems, multiple non-profit organizations, and youth projects throughout the year.


Frequently Asked Questions

Is this the only Kansas location?

Yes, this is the only Points West / State Bank of Downs location in Kansas.

What community event does the branch support?

We’re a major donor for the Downs Annual Celebration, held every June.

Is the branch open during lunch?

No, the branch closes daily from 12:00 to 1:00 pm, Monday through Friday.