Smart Savings for Local Businesses
A High-Yield Account to Help You Grow and Prepare for What’s Next
Open a Business Savings AccountWhether you’re saving for something big or just want to build financial security, Points West Community Bank offers a variety of personal savings account options to fit your lifestyle. With competitive rates, community-focused service, and our accounts make it easy to start saving with confidence.
Why Choose PWCB for Your Business Savings?
At PWCB we offer local decision-making and support when you need it. We believe in supporting local businesses and regularly invest in the community because we have a vested interest in seeing you succeed. We’ve been serving the tri-state area for more than 115 years, so you can count on us to be there for you. With us, you can bundle your business checking, savings, and borrowing for an all-in-one banking solution. We also have a solid reputation in the banking community and have received a five-star rating for more than 14 years from by Bauer Financial, the nation’s leading independent bank and credit union rating and research firm.
Business Savings Account Features and Benefits
We offer a high-yield business savings account with competitive interest rates on your account balance that’s compounded quarterly. It’s ideal for businesses that want to build a cash reserve or set some money aside for taxes and short-term goals. This account includes free eStatements, fraud protection, and digital banking tools, such as online banking and mobile deposits. It’s also FDIC insured up to applicable limits. A $100 minimum opening deposit and monthly balance are required. You can make up to six free withdrawals per each quarter, with a $1 fee for each additional withdrawal.
How to Open a Business Savings Account
1. Gather your business documentation and ID
2. Choose one of the following ways to open your account:
– Visit a PWCB branch near you
– Call 833-226-7474
– Fill out the form on this page to get started
3. Fund your account with your opening deposit
4. Enroll in online banking and download the mobile app
We Offer Business Savings Accounts across the Tri-State Area
We know you have banking choices in the tri-state area, and we believe our business savings account options are a great way to help the communities we serve across Colorado, Nebraska, and Wyoming.
In Colorado, we serve communities throughout the Front Range, including Fort Collins, Loveland, Greeley, Wellington, and Windsor.
In Nebraska, we support families and businesses across the Panhandle and central counties, with locations in Sidney, Chappell, Fullerton, and beyond.
In Wyoming, our branches provide personalized service in Torrington, Lingle, Pine Bluffs, Douglas, and surrounding communities.
Wherever you bank with us, you’ll find local bankers who have a personal interest in seeing you succeed because we live here too.
Start Growing Your Business Savings Today
Our business savings account can help you grow your funds and your business at the same time, with a competitive interest rate and no fees as long as you maintain a $100 monthly balance. Please contact a local banker or fill out the form online to apply for a premium business checking account. We also offer several types of business loans and you can check out our blog for information on a wide range of financial and business topics.
Open a Business Savings Account Contact UsBusiness Savings FAQs
Yes. A $100 minimum deposit is required to open a Business Savings account, and a $100 minimum balance must be maintained to avoid a monthly service fee.
Current business savings interest rates are available by contacting your local branch. Because rates may change based on market conditions, we encourage you to speak with a banker for the most up-to-date information.
Yes. Your Business Savings account can be linked to your Business Checking account for convenient transfers and cash management.
Yes. You may make up to six free withdrawals per quarter. After six withdrawals, a $1.00 fee applies per additional withdrawal during that quarter.
Competitive interest is paid on the account balance and compounded quarterly, allowing your business savings to grow over time.