A Commercial Checking Account for High-Volume Businesses
Built to Support High-Volume Transactions and Enterprise Level Growth
Open a Commercial Checking AccountWhen you need a high-volume checking account for your growing business, Points West Community Bank offers a commercial checking solution with the flexibility, capacity, and service that larger businesses require.
Why Choose PWCB for Your Business Checking?
At PWCB we offer local decision-making and support when you need it. We believe in supporting local businesses and regularly invest in the community because we have a vested interest in seeing our neighbors succeed. We’ve been serving the tri-state area for more than 115 years, so you can count on us to be there for you. With us, you can bundle your business checking, savings, and borrowing for an all-in-one banking solution. We also have a solid reputation in the banking community and have received a five-star rating for more than 14 years from by Bauer Financial, the nation’s leading independent bank and credit union rating and research firm.
Commercial Checking Account Features
Our commercial checking account is designed for businesses with higher transaction volumes and larger balances that average 1,000 or more transactions per month. It includes free eStatements, fraud protection, and digital banking tools, such as online banking and bill payments, plus mobile deposits. It also includes a free business debit card and is FDIC insured up to applicable limits. You can open a commercial business checking account for just $50 and there’s no minimum balance requirement or monthly service charge. You can also receive an earnings credit allowance on your deposit balances to help you offset your transaction fees, which are $0.10 each.
How to Open a Commercial Checking Account
1. Gather your business documentation and ID
2. Choose one of the following ways to open your account:
– Visit a PWCB branch near you
– Call 833-226-7474
– Fill out the form on this page to get started
3. Fund your account with your opening deposit
4. Enroll in online banking and download the mobile app
We Offer Commercial Checking Accounts across the Tri-State Area
We know you have banking choices in the tri-state area, and we believe our commercial checking account options are a great way to help the communities we serve across Colorado, Nebraska, and Wyoming.
In Colorado, we serve communities throughout the Front Range, including Fort Collins, Loveland, Greeley, Wellington, and Windsor.
In Nebraska, we support families and businesses across the Panhandle and central counties, with locations in Sidney, Chappell, Fullerton, and beyond.
In Wyoming, our branches provide personalized service in Torrington, Lingle, Pine Bluffs, Douglas, and surrounding communities.
Wherever you bank with us, you’ll find local bankers who have a personal interest in seeing you succeed because we live here too..
Get the Commercial Checking Support Your Business Deserves
Our commercial checking account is great for growing businesses that have a large number of transactions each month, and with us you’ll receive the kind of local banking support you need to help you succeed. Please contact a local banker or fill out the form online to apply for a commercial checking account. We also offer several types of business loans and you can check out our blog for information on a wide range of financial and business topics.
Open a Commercial Checking Account Contact UsCommercial Checking FAQs
Commercial checking accounts are designed for established businesses with higher transaction volumes and more complex cash management needs. Corporations, large LLCs, agricultural operations, manufacturers, healthcare providers, and multi-location businesses often benefit from commercial checking solutions.
Commercial checking accounts are structured to support higher transaction activity. While specific volume thresholds may apply depending on the account type, these accounts are built for businesses that process frequent deposits, payments, ACH activity, and wires.
Yes. Commercial checking accounts support ACH origination and receipt, domestic and international wire transfers, and other electronic payment services to help manage payroll, vendor payments, and receivables efficiently.
No. Our commercial checking accounts do not include a monthly service charge or minimum balance requirement.
Yes, in fact, we recommend it! Commercial checking can be integrated with business savings accounts, sweep accounts, lines of credit, merchant services, and treasury management tools to create a comprehensive cash management solution.
Yes. Commercial checking accounts include business debit cards and check-writing capabilities, along with secure online and mobile banking access.
Absolutely, we hope that you do. Commercial customers have access to treasury management services such as ACH services, wire management, remote deposit capture, fraud protection tools, and online cash flow monitoring to streamline operations and strengthen financial oversight.