Boost Your Earnings with Business Interest Checking
Get More Value from Your Everyday Business Banking
Open a Business Interest Checking AccountIf your business maintains a higher balance in your accounts, our business interest checking account lets you earn interest on your funds while keeping them fully accessible whenever you need. It’s the best of both worlds because it lets you maximize the value of every dollar, while maintaining convenience and liquidity.
Why Choose PWCB for Your Business Checking?
At Points West, business banking is built on relationships — not call centers. With local decision-making and responsive support, you have direct access to bankers who understand your market and your goals.
For more than 115 years, we’ve served the tri-state region with a vested interest in the success of our local businesses. We invest in the same communities where our customers live and work, because when our neighbors succeed, we all move forward together.
Our business checking accounts are designed to work seamlessly alongside your business savings and lending solutions, creating a comprehensive banking relationship under one roof. We also have a solid reputation in the banking community and have received a five-star rating for more than 14 years from by Bauer Financial, the nation’s leading independent bank and credit union rating and research firm.
Business Interest Checking Account Features
If you’re looking for high-yield business checking, our business interest checking account offers a competitive interest rate on your account balance, compounded monthly. It’s ideal for nonprofits and sole proprietors looking for a way to grow their idle cash while still maintaining easy access to their funds.
This premium business checking account offers check writing, free eStatements, fraud protection, and digital banking tools, such as online banking and bill payments, plus mobile deposits. It also includes a free business debit card and is FDIC insured up to applicable limits. There’s a $50 minimum opening deposit we’ll waive the $6 monthly service fee as long as you maintain a monthly balance of at least $1,500. You can make 1,000 transactions per month for free, with a $0.25 fee for any additional transactions.
How to Open a Business Interest Checking Account
1. Gather your business documentation and ID
2. Choose one of the following ways to open your account:
– Visit a PWCB branch near you
– Call 833-226-7474
– Fill out the form on this page to get started
3. Fund your account with your opening deposit
4. Enroll in online banking and download the mobile app
We Offer Business Interest Checking across the Tri-State Area
We know you have banking choices in the tri-state area, and we believe our business checking account options are a great way to help the communities we serve across Colorado, Nebraska, and Wyoming.
In Colorado, we serve communities throughout the Front Range, including Fort Collins, Loveland, Greeley, Wellington, and Windsor.
In Nebraska, we support families and businesses across the Panhandle and central counties, with locations in Sidney, Chappell, Fullerton, and beyond.
In Wyoming, our branches provide personalized service in Torrington, Lingle, Pine Bluffs, Douglas, and surrounding communities.
Wherever you bank with us, you’ll find local bankers who have a personal interest in seeing you succeed because we live here too.
Ready to Earn More from Your Business Checking?
Our business interest checking account is great for businesses and nonprofits that need quick access to their funds while still earning interest. Please contact a local banker or fill out the form online to apply for a premium business checking account. We also offer several types of business loans and you can check out our blog for information on a wide range of financial and business topics. Provide a summary paragraph with the main points, and CTAs, as well as a link to the blog.
Business Interest Checking FAQs
Qualification typically depends on your business type, account activity, and ability to maintain the required minimum balance. Our team will review your needs and help determine whether a business interest checking account is the right fit.
Yes. Our business interest checking accounts require a minimum balance of $1,500.
Most for-profit businesses, including corporations, LLCs, partnerships, sole proprietorships, and certain nonprofit organizations, may qualify. Eligibility may vary based on account structure and balance requirements.
No. Our commercialSome business interest checking accounts may include a monthly maintenance fee. In many cases, the fee can be reduced or waived by maintaining a minimum balance. We’ll clearly explain any fees upfront so there are no surprises. checking accounts do not include a monthly service charge or minimum balance requirement.
Interest is typically calculated based on your daily collected balance and credited to your account monthly. Rates may vary depending on balance tiers and market conditions.
Yes. Business interest checking accounts include standard checking features such as check-writing capabilities, a business debit card, and access to online and mobile banking.
A business interest checking account allows your operating funds to earn interest while maintaining full access to everyday banking services. It can be a smart option for businesses that maintain higher balances and want to put idle cash to work, while still benefiting from the flexibility of a traditional checking account.