Easy, Fee-Free Banking to Help Your Small Business Grow
Checking Made Simple for Small Business Owners
Open a Small Business Checking AccountWe know how important small businesses are to our economy, so we support them by offering a free small business checking account. Our free business checking account keeps it simple with no monthly fees, easy access to your funds, and local support from a neighborhood bank that wants to help you succeed.
Account Features
Our free business checking account offers no monthly service charge and includes up to 1,000 free monthly transactions, so it’s great for small business owners and startups with lower transaction volumes. It includes the same perks as our other business checking accounts, such as free eStatements, fraud protection, and digital banking tools, such as online banking and bill payments, plus mobile deposits. It also includes a free business debit card and is FDIC insured up to applicable limits. You can start with a minimum opening deposit of just $50.
Why Choose PWCB for Your Small Business Account?
At PWCB we offer local decision-making and support when you need it. We believe in supporting local businesses and regularly invest in the community because we have a vested interest in seeing our neighbors succeed. We’ve been serving the tri-state area for more than 115 years, so you can count on us to be there for you. With us, you can bundle your business checking, savings, and borrowing for an all-in-one banking solution. We also have a solid reputation in the banking community and have received a five-star rating for more than 14 years from by Bauer Financial, the nation’s leading independent bank and credit union rating and research firm.
How to Open a Small Business Checking Account
1. Gather your business documentation and ID
2. Choose one of the following ways to open your account:
– Visit a PWCB branch near you
– Call 833-226-7474
– Fill out the form on this page to get started
3. Fund your account with your opening deposit
4. Enroll in online banking and download the mobile app
We Serve Small Business Owners across the Tri-State Area
We know you have banking choices in the tri-state area, and we believe serving small business owners is a great way to help the communities we serve across Colorado, Nebraska, and Wyoming.
In Colorado, we serve communities throughout the Front Range, including Fort Collins, Loveland, Greeley, Wellington, and Windsor.
In Nebraska, we support families and businesses across the Panhandle and central counties, with locations in Sidney, Chappell, Fullerton, and beyond.
In Wyoming, our branches provide personalized service in Torrington, Lingle, Pine Bluffs, Douglas, and surrounding communities.
Wherever you bank with us, you’ll find local bankers who have a personal interest in seeing you succeed because we live here too.
Let’s Grow Your Business—One Transaction at a Time
Our free small business checking account is great for business owners that want a business checking account with no fees, yet all of the perks that come with a business bank account. Please contact a local banker or fill out the form online to apply for a business checking account. We also offer several types of business loans and you can check out our blog for information on a wide range of financial and business topics.
Open a Business Checking Account Contact UsSmall Business Checking FAQs
Small business checking accounts at Points West allow 1,000 free transactions per month free of charge. Our team can help you choose the account that best matches your expected activity level.
Yes. Small business checking includes a business debit card for everyday purchases, along with check-writing capabilities and access to online and mobile banking.
Yes. You can easily link your small business checking account to a business savings account for overdraft protection, automatic transfers, or cash management purposes.
Our small business checking accounts include a $0.25 per transaction fee, only after 1,000 monthly transaction items has been met. We’ll clearly outline all fees upfront so you can bank with confidence.