Welcome to Points West community BAnk
We are proud to welcome you into Points West Community Bank, a fourth-generation, family-owned community bank — one built on relationships, local leadership, and long-term commitment to both customers and employees.
A Letter from our CEO, Mark Brase
We’re glad you’re here.
As Berkley Bank and State Bank of Downs join the Points West family, we want you to know that the things that matter most aren’t changing. The people you know, the service you trust, and your day-to-day banking will remain the same.
What this change does bring is strength—additional resources, long-term stability, and a shared commitment to the communities we serve. We’ve built our bank around relationships, and we intend to carry that forward in your community with care and consistency.
We’re proud to welcome you and look forward to serving you for years to come.
Mark Brase, CEO
About Points West Community Bank
FAQs
We’re proud to welcome Berkley Bank and State Bank of Downs customers into the Points West family and understand you may have questions. Please feel free to speak with your local staff or contact any of our locations at any time!
This decision was made thoughtfully and with our customers long-term interests in mind. Points West Community Bank is a family-owned community bank that shares the values of SBD and Berkley Bank – local decision-making, relationship-based service, and a commitment to the communities we serve. Merging our banks will increase products, services, locations and loan limits for customers.
No immediate changes are being made. Your accounts, services, and banking access will continue as normal during the transition.
Yes. You will continue working with the same local bankers and staff who know you and your financial needs. Relationship continuity is a top priority, and the teams at State Bank of Downs and Berkley Bank are committed to continuing their customer relationships.
No.
- Direct deposits will continue without interruption.
- automatic payments will continue as scheduled.
- Online and mobile banking will continue to function normally.
You will be notified well in advance of any future changes.
All loans and loan terms will transfer as they currently exist. Nothing about your loan terms will change as a result of this transition.
Eventually, you will receive a new debit card. When that time comes, we will provide clear instructions and plenty of notice. Until then, your existing cards will continue to work seamlessly.
Yes. Points West Community Bank is a safe, sound, and well-capitalized financial institution. All deposits continue to be insured according to FDIC guidelines. Points West was awarded 5 Stars by Bauer Financial at their latest exam in 2025, making it highly reliable for depositors.
Points West combines the personal service of a community bank with modern, best-in-class banking technology. Customers benefit from:
- Secure, award-winning digital banking tools
- Expanded resources and lending capacity
- Experience serving agricultural and urban markets
All while maintaining local decision-making and accountability.
Yes. Members of the Berkley family plan to retain an ownership interest in Points West Community Bank, reinforcing their long-term commitment to the bank and the communities it serves. Brandon Berkley, CEO of SBD/Berkley Bank, will remain with Points West following the merger. Additionally, the State Bank of Downs will retain its name and continue operating as a division of Points West Community Bank.
The transaction is subject to regulatory approval and is expected to be completed in 2026. We will continue to communicate directly with you throughout the process.
We encourage you to speak directly with your local branch staff – they are happy to help. You may also contact us by phone or stop by any branch location with questions at any time.
Why Points West is Growing
At Points West, growth has always been thoughtful and steady. We don’t grow for the sake of it — we grow where it makes sense, and where we believe we can truly serve.
That’s what brings us to Englewood and Downs.
We’re excited to be part of Englewood’s market and to support its energy and opportunity. And in Downs, we see a community that reflects the same values as the rural towns we’ve served for generations — hard work, strong relationships, and a deep sense of place.
We believe community banking should be available to everyone. We’re financially strong, built for the long term, and committed to showing up in these communities the same way we always have — with consistency, care, and local decision-making.
Simply put, we believe we’re the right fit — and we’re ready to get to work.