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Premiere Interest Checking That Works for You

Earn More While You Spend with Our High-Yield Checking Account

Open a Premier Interest Checking Account

Points West Community Bank offers an interest-bearing checking account with a personal touch. If you maintain a higher balance or want to make your money work harder while enjoying easy access, our Premiere Interest Checking account offers the flexibility of a checking account with the earning power of a savings account—all from your trusted local bank.

Why Choose PWCB for Premiere Interest Checking?

We offer the best premiere interest checking account because you can earn interest on your balance, with no monthly maintenance fees as long as you maintain a minimum balance of $1,000. You’ll receive local service from friendly, knowledgeable staff because we offer a personalized banking experience, with full digital access and free unlimited check writing to make it easy for you to manage your money.

Premiere Interest Checking Account Features

With our premier checking account, you can earn competitive interest rates on your qualifying balances and receive free mobile and online banking access with eStatements. This includes a debit card and a surcharge-free ATM network. You can link your checking account to a savings account as a form of overdraft protection, and all our accounts offer secure access with real-time alerts in case of suspicious activity, or to open an account, visit one of our 20 physical locations or contact us online. You work hard; let’s make your money work harder for you!

How to Open a Premiere Interest Checking Account

  1. Start online or visit a Points West branch near you.
  2. Provide valid identification and proof of address.
  3. Set up online banking and eStatements.
  4. Fund your account and start earning.
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Your Local Banker with a Personalized Touch

As a local banker, we proudly serve communities throughout the Front Range region of Colorado, including Fort Collins, Loveland, Greeley, Wellington, and Windsor. In Nebraska, we serve families and businesses across the Panhandle and central counties with locations in Sidney, Kimball, Dalton, Lisco, Fullerton, and Chappell. Our Wyoming branches provide personalized service in key communities such as Torrington, Pine Bluffs, Douglas, and Lingle. Wherever you live across our tri-state region, you’ll find local banking with a personal touch.

Earn More on Your Everyday Balance

We offer the best premiere interest checking account in the tri-state area. We also offer the same savings accounts and loans that larger banks do. Please contact a local banker or open an account online to get started. You can also check out our blog for information on a wide range of business and financial topics.

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Premiere Interest Checking FAQs

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How do I qualify for interest earnings?

A customer with a Premiere Interest Checking account at Points West automatically qualifies for interest earnings by maintaining a balance in the account, however, higher interest rates start when a customer maintains a balance of $5,001 or more.

Are there any monthly service fees?

A $10 monthly service fee is charged to the account only if the balance falls below $1,000.

Is there a minimum balance requirement?

There is a $1,000 minimum balance requirement to avoid a monthly service fee.

Can I link this to my savings or other accounts?

Yes — a customer can view all of their bank accounts within Points West’s online banking or mobile banking app, and can link any account to their Premier Interest Checking.

Do I get a debit card with this account?

Yes — a debit card is included with the Premier Interest Checking.

Your Points West debit card features:
Tap-to-pay convenience
Compatibility with Apple Wallet and Google Wallet


It’s designed to be secure, modern, and easy to use — wherever life takes you.

Are mobile deposit and bill pay included?

Yes — all of Points West’s digital banking features are included with the Premier Interest Checking account.

Are there any limits to the interest I can earn?

No — there is no cap on interest earned in the Premier Interest Checking account.


Ready to Open an Account? Contact Us Today!