FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Money Market Account

Grow Your Savings with Flexible Access

Our Money Market Account is designed for customers who plan to maintain higher balances while benefiting from tiered interest rates. This account combines the advantages of a checking account with the earning potential of a savings account, making it an ideal choice for those who want to maximize their earnings without sacrificing accessibility.

Key Features

  • Minimum Opening Deposit: Open your account with just $1,000.00 and start earning interest right away.
  • Tiered Interest Rates: Enjoy competitive, tiered interest rates that increase as your balance grows, starting at $2,500.00.
  • Low Monthly Service Fee: Maintain a minimum balance of $2,500.00 to avoid the $8.00 monthly service fee.
  • Flexible Withdrawals: Make up to six free withdrawals per month. Additional withdrawals are just $3.00 each.
  • Unlimited Check Writing: Write checks as needed without any per-check charges.
  • Free First Order of Basic Checks: Get started with your first order of basic checks on us.

Ideal for Savers

The Money Market Account is perfect for those who want to earn higher interest rates on larger balances while retaining the flexibility to access their funds when needed. With tiered interest rates, your money works harder for you as your balance grows.

Maximize Your Earnings

By keeping higher balances in your Money Market Account, you can take full advantage of our competitive, tiered interest rates. This means more money in your pocket, simply by maintaining a larger balance.

Ensuring the Security of Your Funds

At Points West Community Bank, we prioritize your peace of mind. Here’s how we protect your funds:

  • FDIC Insurance Coverage: Your deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor, per insured bank, for each account ownership category.
  • Robust Security Measures: Our dedicated security officers and advanced monitoring systems work tirelessly to detect and prevent fraud. We are committed to safeguarding your accounts from any suspicious activity.
  • Personalized Support: If we detect unusual activity on your account, we will contact you immediately to verify transactions and take necessary actions to protect your funds.

Join Points West Community Bank Today!

Experience the benefits of our Money Market Account and start growing your savings with flexible access to your funds. Open your account with just $1,000.00 and enjoy the security and service you deserve.

For more information or to open an account, visit one of our 20 physical locations or contact us online. Let’s make your money work harder for you!