1906 Express Checking
A Simple, No-Fee Checking Account for Everyday Use
The 1906 Express Checking account from Points West Community Bank gives you everything you need—and nothing you don’t. It’s the best personal checking account in the tri-state area with no monthly fees, easy online and mobile access, and fast digital enrollment because it’s designed for convenience and freedom. Open yours today and start banking the local way.
Why Choose PWCB’s 1906 Express Checking?
This is a no-fee checking account with no monthly maintenance fees, yet all the performance that you would expect in a local bank checking account, with friendly support from our community-based team. You’ll receive a free debit card and digital statements, with 24/7 access through our online banking portal and mobile app.
How to Open a 1906 Express Checking Account
- Start online or visit your local branch.
- Provide identification and basic info.
- Choose eStatements and set up mobile banking.
- Receive your debit card and start spending.
Local Checking Account Services Across Colorado, Nebraska, and Wyoming
As a local banker, we make all our decisions here in the tri-state area while proudly serving communities across Colorado, Nebraska, and Wyoming. This includes the Front Range region of Colorado, including Fort Collins, Loveland, Greeley, Wellington, and Windsor. In Nebraska, we serve families and businesses across the Panhandle and central counties with locations in Sidney, Kimball, Fullerton, Dalton, Lisco and Chappell. Our Wyoming branches provide personalized service in key communities such as Torrington, Pine Bluffs, Douglas, and Lingle. Wherever you live across our tri-state region, you’ll find local banking with a personal touch.
Start Checking Smarter Today
If you’re looking for a free checking account with no fees and local support from a community banker, please contact a local banker or open a checking account online to get started. You can also check out our blog for information on a wide range of business and financial topics.
Open a 1906 Express Checking Account Contact a Local Banker1906 Express Checking FAQs
The 1906 Checking Account at Points West Community Bank has no monthly maintenance or service fees as long as you choose eStatements.
A fee only applies if you opt out of electronic statements and receive paper statements instead.
This keeps the account simple, affordable, and easy to manage.
Yes. While eStatements are free, customers may choose to receive paper statements for a $5 monthly charge.
You can switch between eStatements and paper statements at account opening or anytime through online or mobile banking.
Yes — a debit card is included with the 1906 Checking Account.
Your Points West debit card features:
Tap-to-pay convenience
Compatibility with Apple Wallet and Google Wallet
It’s designed to be secure, modern, and easy to use—wherever life takes you.
At this time, 1906 Checking Accounts must be opened in person at your nearest Points West Community Bank location.
That said, you’re welcome to inquire about account opening online, and our team will be happy to guide you through next steps.
The 1906 Checking Account includes full digital banking access, just like all Points West accounts.
Features include:
Online and mobile banking
Zelle®
Internal and external transfers
Online bill pay
Mobile check deposit
Real-time transaction and statement history
Account connections to QuickBooks and Quicken
And more
Everything you need to manage your money — clearly, securely, and on your schedule.
Yes — customers can deposit checks remotely using the Points West mobile banking app.
Mobile check deposit allows you to deposit checks quickly and securely without visiting a branch.
You can sign up for eStatements:
During account opening
Or anytime through online or mobile banking
eStatements are secure, convenient, and help you avoid monthly statement fees.
Customers can use all ATMs within the Points West Community Bank network with no ATM fees.
If you ever have questions about ATM access while traveling or locally, our team is happy to help.