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Article provided by BadCredit.org.  Many Americans live in cities and towns with an abundance of grocery stores. And they may not realize the agricultural-focused 4-H network remains one of the nation’s largest and most influential youth development organizations. More than 6 million active participants count on 4-H to help them develop citizenship, leadership, responsibility, and … Read more

The holidays are right around the corner and for some, that can mean a season of stress and financial hardship, but it doesn’t have to be that way. Use these six tips to get you through the holidays feeling stress-free and confident about your spending.    Be realistic about your budget  Understand that your budget … Read more

It’s cyber awareness month and while it’s always good to learn about new ways to stay safe online, it’s especially relevant this month. Check out our tips below for ways to say safe while you’re using the internet or apps. 

Zelle is a popular mobile payment application that allows users to send payments to one another, and it’s an application that we utilize frequently here at Points West Community Bank. Like most financial institutions, Zelle alerts users of possible fraud to stop suspicious account activity from happening. However, not all fraud alerts are legitimate. Cybercriminals can impersonate Zelle and send fake fraud alerts to scam you. 

It may sound crazy to start talking to your child about investing – but it’s a powerful financial tool that everyone should use and understand! The sooner they learn, the more beneficial for their future. Help your children understand that the goal is to buy when things are inexpensive and sell when they are worth more.