ACH Origination

The ACH Advantage

Eliminate traditional checks, secure your payments, and manage your cash flow with confidence using Points West ACH Origination. We provide the tools to move money electronically, giving you more control over your outgoing expenses and your income revenue.

What is ACH Origination?

The Automated Clearing House (ACH) is a secure payment network that allows for electronic fund transfers directly between bank accounts. As an ACH Originator, your business can move funds to or from accounts at any bank in the country. It is a modernized, digital handshake that replaces the slow, manual process of paper checks.

Benefits of ACH Services

Take advantage of the benefits of Points West ACH Services while taking control of your financial operations.

• Speed & Reliability: ACH payments are significantly faster than traditional checks. By removing the reliance on the postal service, you eliminate the risk of “lost in the mail” delays and human error in manual deposits.

• Proactive Fraud Prevention: Physical checks are the payment method most susceptible to fraud. ACH Origination offers a more secure, digital alternative. For any remaining check needs, we offer Positive Pay to ensure only authorized checks are cleared against your account.

• Operational Efficiency: Streamline your most repetitive tasks. ACH Origination makes tax payments seamless and simplifies payroll through direct deposit, ensuring your employees are paid accurately and on time, every time.

Optimize Your Accounts Receivable

Collect funds directly from your customers’ accounts with their authorization through Points West ACH Origination.

• Accelerate the Receivable Cycle: No more waiting for checks to be written or delivered.

• Set Recurring Transfers: Ensure timely, consistent cash flow by automating regular customer payments.

• Strengthen Relationships: Offer your customers a modern, hassle-free way to pay that reduces their own administrative burden.