Your Trusted Partner for Commercial Property Financing
Get Financing for Property Purchases, Expansions, or Refinancing
Apply for a Commercial Real Estate LoanFrom retail space to office buildings and warehouses, Points West Community Bank helps local businesses grow through commercial property financing. Our commercial mortgage loans offer flexible terms, competitive rates, and personal guidance across personal guidance across Colorado, Nebraska, and Wyoming.
Why Choose Points West for CRE Financing?
We’re a locally run bank with lenders that have deep experience in commercial lending and ties to the community. We make all our lending decisions locally, so when you apply for a commercial real estate loan with us, you’ll receive fast and responsive decision-making from someone who has a deep knowledge of the local economy, with experience in commercial lending. We offer customized loan structures based on your project and cash flow, with flexible terms for the purchase, refinance, or improvement of business properties.
Commercial Mortgage Loan Benefits
There are many benefits to commercial real estate loans with Points West Community Bank. We offer competitive terms for commercial mortgages for the purchase, construction, or refinancing of business properties to support new construction, remodeling, or tenant improvements. Commercial mortgage loans are available with fixed or variable interest rates, and can be used for owner-occupied buildings, or investment properties.
How to Apply for a Commercial Real Estate Loan
When you get a commercial mortgage loan with us, you’ll receive personalized service from start to finish. Here’s how it works:
1. Meet with a Points West commercial lender.
One of our local lenders will meet with you to explain your mortgage options, discuss your plans, and explain how the process works.
2. Review your business goals, property plans, and budget.
When you have an idea of how much funding you’ll need and what you’ll use it for, we can go over this in more detail to compare your options for a commercial mortgage.
3. Submit your financials and property documentation.
We’ll help you make sure everything is in order before you apply.
4. Get a tailored loan package and fast approval.
We all our lending decisions locally, by people who live in and understand the community.
5. Close with confidence and begin your project.
Start My ApplicationGet Your Real Estate Loan from a Lender Who Knows the Market
We’re a community bank with a local focus, which gives us a deep understanding of the commercial real estate market and a vested interest in seeing it thrive.
In Colorado, we serve communities throughout the Front Range, including Fort Collins, Loveland, Greeley, Wellington, and Windsor.
In Nebraska, we support families and businesses across the Panhandle and central counties, with locations in Sidney, Chappell, Fullerton, and beyond.
In Wyoming, our branches provide personalized service in Torrington, Lingle, Pine Bluffs, Douglas, and surrounding communities.
Wherever you bank with us, you’ll find local bankers who have a personal interest in seeing you succeed because we live here too.
Finance the Space That Grows Your Business
We offer commercial mortgage financing for local businesses in the tri-state area, with approval from local lenders here in the community. We offer flexible terms, competitive rates, and a local perspective that can’t be matched by the larger banks. We also offer business checking and savings accounts. Please contact a local lender to get started. You can also check out our blog for information on a wide range of business and financial topics.
Apply for a Commercial Real Estate Loan Contact a Local LenderCommercial Real Estate Loan FAQs
Points West finances a wide range of commercial real estate, including office buildings, retail centers, industrial properties, warehouses, medical facilities, agricultural facilities, multi-family properties, and mixed-use developments. We tailor financing to fit the property type and your long-term goals.
Yes. We provide commercial real estate loans for both owner-occupied properties and investment properties. Loan structure and terms may vary depending on occupancy type and overall project strength.
Yes. Refinancing may help improve cash flow, adjust loan terms, consolidate debt, or access equity. Our lenders will review your current financing to determine whether refinancing aligns with your business objectives.
Typically, we request business and personal financial statements, tax returns, rent rolls (if applicable), property information, a purchase contract or refinance details, and ownership documentation. Additional information may be required depending on the project.
Commercial mortgage terms are based on factors such as property type, loan amount, borrower financial strength, cash flow, collateral value, and market conditions. We structure terms to support both sound lending practices and your long-term investment strategy.
Yes. We offer construction-to-permanent (construction-to-perm) financing that allows your loan to convert to long-term financing once construction is complete, creating a smoother transition and streamlined process.
Commercial real estate loan rates vary based on market conditions, loan structure, and borrower qualifications. Because rates can change often, we encourage you to speak directly with one of our commercial lenders for current pricing and options.
Yes. Pre-qualification can help you understand your borrowing capacity and strengthen your position when making an offer. Our team can review your financial information and provide guidance before you begin your property search.
In many cases, yes. A business plan and financial projections help demonstrate repayment ability, especially for new ventures, investment properties, or expansion projects. Our lenders can guide you on what level of detail is needed.
Loan amounts vary based on the property, borrower qualifications, and overall project scope. We structure financing solutions that fit a range of commercial real estate needs and will discuss loan size options during your consultation.