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Flexible Checking Accounts for Businesses of Every Size

We have Checking Options for Small Businesses, Corporations, and Nonprofits

Compare Checking Accounts

Every business has its own unique challenges and needs, which is why we offer three types of business checking accounts. Whether you’re just getting started or managing a growing enterprise, Points West Community Bank offers business checking account options to support your operations, with local service and digital convenience.

Why Choose PWCB for Business Checking?

Our three business checking options are tailored to fit the size of your business and your goals. We offer local decision-making and personalized support, giving you a fast and responsive banking team to help your business grow. We make it easy to compare business checking accounts because each of them includes free digital banking tools and fraud protection, with easy access to business credit cards and treasury services. It’s why we’re trusted by local businesses across Colorado, Nebraska, and Wyoming.

Compare Our Business Checking Accounts

One of the benefits of our business checking accounts is they offer the flexibility to grow with your business. You could start with one of our business checking accounts and switch to another as your needs change, and each of them includes free eStatements and debit card access. Here’s what we offer:

  • Small Business Checking: For startups and sole proprietors.
  • Commercial Checking: Designed for higher volume activity.
  • Business Interest Checking: Earn interest while you manage expenses.

How to Open a Business Checking Account

  1. Review our checking account options to find the right fit.
  2. Visit a PWCB branch to speak with a local business banker or submit our online form.
  3. Provide business documentation and ID.
  4. Fund your account and set up online access.
Get Started

We Help Business Owners Succeed across the Tri-State Area

We know you have banking choices in the tri-state area, and we believe our business checking account options are a great way to help the communities we serve across Colorado, Nebraska, and Wyoming.

In Colorado, we serve communities throughout the Front Range, including Fort Collins, Loveland, Greeley, Wellington, and Windsor.

In Nebraska, we support families and businesses across the Panhandle and central counties, with locations in Sidney, Chappell, Fullerton, and beyond.

In Wyoming, our branches provide personalized service in Torrington, Lingle, Pine Bluffs, Douglas, and surrounding communities.

Wherever you bank with us, you’ll find local bankers who have a personal interest in seeing you succeed because we live here too.

Open the Right Checking Account for Your Business

If you have any questions about which type of business checking account is best for you, one of our local bankers is here to help. Please contact a local banker or fill out the form online to get started. We also offer several types of business loans. You can also check out our blog for information on a wide range of financial and business topics.

Open a Business Checking Account Contact Us

Business Checking FAQs

Is there a minimum balance requirement?

Minimum balance requirements vary depending on the type of business checking account you choose. Some accounts may require a minimum balance to avoid a monthly service fee, while others are structured for higher activity levels. Our team will help you select the account that best fits your business needs.

Do your business accounts include debit cards?

Yes. Business checking accounts include a business debit card for everyday purchases, along with check-writing capabilities and secure access to online and mobile banking.

Are there monthly service fees?

Certain business checking accounts may include a monthly service fee. In many cases, fees can be reduced or waived by maintaining a specified balance or meeting activity requirements. We’ll clearly outline all account fees upfront.

Can I link my business checking to a savings or credit card?

Yes. You can link your business checking account to a business savings account, line of credit, or business credit card, at Points West or an external financial institution, to streamline cash management, enable automatic transfers, or provide overdraft protection.